Prova de vida do INSS: o que muda em 2026

Helena Collares 25 de fevereiro de 2026

Quem precisa fazer a Prova de Vida do INSS

[{"selector":"#anim-92f9eef5-15aa-457d-bac1-67f225fad600","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-98944bde-94e7-439b-adb2-231da8cf3b74","keyframes":{"transform":["translate3d(0px, 231.61585%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-86d70d5f-3129-431f-bc46-0ece0949887c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2e2393b1-7d21-4044-a7c9-3fd415eea36a","keyframes":{"transform":["translate3d(0px, 958.80336%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0e22672e-2120-477d-b29b-b46f7e2ad6b2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2e290c17-2655-4f98-b27b-09887c7d1365","keyframes":{"transform":["translate3d(0px, 510.39093%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Todos os segurados que recebem benefícios de longa duração devem ter a prova de vida confirmada, como aposentadorias, pensões e benefícios por incapacidade.

Mudança importante em 2026

[{"selector":"#anim-26d3dda1-a3e2-40f6-93d6-35e4d0703dd2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c1a315a1-d750-42ef-ac67-655cb9af841f","keyframes":{"transform":["translate3d(0px, 93.13004%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3e289fec-f8d7-469d-8853-6c9ab732582e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9ccfa80b-05fe-4a71-b7b9-9274f058aa5a","keyframes":{"transform":["translate3d(0px, 404.95722%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8abebc70-aae7-45b3-a252-d66de798251d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-56306ab0-46d5-4314-8459-3235cd897a74","keyframes":{"transform":["translate3d(0px, 207.15196%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Desde 2023, a responsabilidade é do INSS. Em 2026, o órgão busca registros de vida automaticamente em bases oficiais.

Quando o segurado precisa agir

[{"selector":"#anim-34817e4a-3cd9-4574-8088-de8ff555b0ce","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-49afeec5-997a-4ca1-afab-66e01b991475","keyframes":{"transform":["translate3d(0px, 93.13004%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-449b7562-c015-479d-af7c-2f28a819da09","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-69876886-2b86-403f-a7b0-2a852a2147d6","keyframes":{"transform":["translate3d(0px, 404.95722%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-415c08b3-281e-4251-91eb-92e16ca9f3f2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1e324be4-4af0-4bec-a0b2-a49a3859da03","keyframes":{"transform":["translate3d(0px, 170.57611%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Se não houver registros suficientes em até 10 meses após o aniversário, o beneficiário recebe uma notificação oficial para realizar a prova de vida.

Onde fazer presencialmente

[{"selector":"#anim-fcb76da6-acda-417d-9e62-e57cb48c5546","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-aa0ab726-d822-4cc4-84d5-ac3c935944ed","keyframes":{"transform":["translate3d(0px, 93.13004%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-adab4a6c-f763-4453-956f-a5a0c68efa84","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04187599-807e-4ab9-b265-3004d3f04af1","keyframes":{"transform":["translate3d(0px, 404.95722%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6517dd28-36ba-4f85-ba39-de66a0227322","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8bc977da-3ce1-4c7d-9635-a7d2d1b130a9","keyframes":{"transform":["translate3d(0px, 170.57611%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] A prova de vida pode ser feita no banco onde o benefício é pago, inclusive no caixa eletrônico com biometria ou com atendimento direto no balcão.

Situações especiais

[{"selector":"#anim-8b69d642-d888-46d1-8e87-0692bb9f4c63","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04b695be-4cff-48b1-ad13-3191a80c0bfc","keyframes":{"transform":["translate3d(0px, 93.13004%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f2562dc1-5d73-4c06-8a89-f9bd7a20ab9f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-472cabee-0b71-45ac-b0fc-85bc2049b437","keyframes":{"transform":["translate3d(0px, 822.56995%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-254b858f-0b86-4df5-8c69-4295a6a13976","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3e6af319-0de3-488f-8a2a-b2498bfbef81","keyframes":{"transform":["translate3d(0px, 227.84161%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Pessoas com 80 anos ou mais ou com dificuldade de locomoção podem solicitar visita domiciliar ou usar um procurador autorizado.

Quem mora fora do Brasil

[{"selector":"#anim-123d5b5b-300b-4103-9d7b-c76d3b6e6c33","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0832b952-039b-4a6c-8f52-cef343e83adc","keyframes":{"transform":["translate3d(0px, 93.13004%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bfb5985b-02a2-44ac-90e7-cb7a1d31e8c4","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7db301ee-01d7-4923-9d66-5323c5a7be7b","keyframes":{"transform":["translate3d(0px, 404.95722%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cee27c98-5edb-49c1-8335-9093a99b6fd1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-67adcd9a-1cf0-4f6d-ae60-dbaebbe980d5","keyframes":{"transform":["translate3d(0px, 176.1317%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Brasileiros no exterior também precisam da prova de vida. O procedimento é feito presencialmente em embaixadas ou consulados brasileiros.

Validação automática por dado

[{"selector":"#anim-9962f9bd-9ffd-4713-9dab-feafdfd5db78","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb633130-9045-4049-a18e-8f4e835576ff","keyframes":{"transform":["translate3d(0px, 93.13004%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-11ba1cf7-ca6e-4b45-84e0-69e7bc283375","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-55cb2da0-bb7f-4799-aefe-1bf289f38a18","keyframes":{"transform":["translate3d(0px, 404.95722%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-72a5ec24-1d9e-43ea-b576-3d03b07a4728","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-859a5e2b-ca47-48f7-9ec4-cdd7afa9ac4e","keyframes":{"transform":["translate3d(0px, 207.15196%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Atos como votar em eleições, vacinar pelo SUS, renovar CNH, emitir passaporte ou declarar IR contam como prova de vida.

Prova de vida digital

[{"selector":"#anim-e9ab0343-2eac-420c-b4e8-e14c5cdc21c5","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a74765d7-3d32-41d4-af31-ebfb563a1e59","keyframes":{"transform":["translate3d(0px, 93.13004%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8cdb4892-3031-41da-acd0-bc3f3b4c4888","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-02784a58-6c47-42a0-9464-2381d9faa229","keyframes":{"transform":["translate3d(0px, 803.82002%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e2ef50b2-3c95-4ea8-bd67-97720bbb5ef6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3ec98def-6c3c-4c85-b36a-c1f8227201e2","keyframes":{"transform":["translate3d(0px, 292.6496%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] O app Meu INSS permite v alidação por biometria facial , usando dados da CNH e do título de eleitor.

Caso não faça a Prova de Vida

[{"selector":"#anim-755a4f0f-e484-4c8e-8779-4c8f40f7a0f8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9195b127-7cae-4599-8460-22df3f2b4fc5","keyframes":{"transform":["translate3d(0px, 93.13004%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5326eb65-1b84-40e8-8644-909596010dac","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a0a2a430-e2e3-466d-bef6-d4bd40e77efa","keyframes":{"transform":["translate3d(0px, 395.72648%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eb639d5d-c4a5-4f9e-9d77-ce0d570a201c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-52257fae-3c2b-4abe-b4e2-438a52b1fce5","keyframes":{"transform":["translate3d(0px, 207.15196%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Após notificação e 60 dias sem comprovação, o benefício pode ser bloqueado temporariamente até a regularização da prova de vida. Lista de quem precisa realizar prova de vida do INSS