MEI: novas regras do Pronampe podem aumentar seu crédito

[{"selector":"#anim-a1acba7a-f550-46d3-902f-c4ae1d65d29c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-28e34e8d-b2b7-4a12-b4db-301cfb87922f","keyframes":{"transform":["translate3d(0px, 187.97198%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Helena Collares Março de 2026

O que é o Pronampe?

[{"selector":"#anim-3759e418-f687-43b7-ba01-9a0c405e0e4a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8bb0455b-2610-4c45-8fe5-8c2c1acdb45c","keyframes":{"transform":["translate3d(0px, 803.82002%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9bd0731a-d318-48ae-86f6-ad85d7f2a9bd","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5e1e6346-889b-4868-accd-9677d0f64850","keyframes":{"transform":["translate3d(0px, 187.24276%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] O Pronampe é um programa do Governo Federal criado em 2020 para facilitar o acesso ao crédito para microempresas, pequenas empresas e MEIs.

[{"selector":"#anim-a9132ea2-4d45-4560-a3fc-7297fc3ff7ea","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a809f9b5-896a-4381-a2d0-f8b55b2e4704","keyframes":{"transform":["translate3d(0px, 200.20577%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] O Pronampe virou política permanente de crédito após nova legislação, ampliando o acesso ao financiamento para pequenos negócios.

Novas regras Pronampe MEI 2026

[{"selector":"#anim-10c5e87b-90c1-4281-946b-86d5c6a3502c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b13cb760-2581-4b73-a38e-adb6122de539","keyframes":{"transform":["translate3d(0px, 437.26492%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d9255f34-c7c2-4997-9243-ab080d3c7034","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4de867ba-ff48-4d6d-85e8-bffddba2bb6b","keyframes":{"transform":["translate3d(0px, 232.43932%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Mudanças nas condições de contratação , critérios de acesso e lim ites ampliam as oportunidades para empresas em 2026.

Novo limite de crédito

[{"selector":"#anim-8787ea33-7333-4883-a7bf-ed5c670c6df8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1572f6a8-fa38-4deb-8d63-e4449cd9f44f","keyframes":{"transform":["translate3d(0px, 888.19503%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6f9c4cf9-6c9e-489a-a469-338e530e8238","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-57a34970-0604-4268-921b-1e31201471ba","keyframes":{"transform":["translate3d(0px, 254.27844%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] O valor máximo do Pronampe subiu para até R$ 250 mil por empresa em novas contratações realizadas desde dezembro de 2025.

MEI pode solicitar?

[{"selector":"#anim-d361c175-2fe3-45be-8f93-fe207763ca35","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-579a4508-9810-4804-b661-a82f9888e2a0","keyframes":{"transform":["translate3d(0px, 888.19503%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7f574312-07e1-43e3-bcc4-50320f865be2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e7be1134-0656-40cf-8055-1633778e8f15","keyframes":{"transform":["translate3d(0px, 254.27844%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Sim. O MEI tem direito ao Pronampe se faturar até R$ 81 mil por ano e estiver regular com obrigações fiscais e trabalhistas.

Quanto o MEI pode contratar?

[{"selector":"#anim-adddfbf3-da14-4fa5-9b27-09fc658de65b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-32315dcd-8aaf-4b6e-af86-cb8f8349169c","keyframes":{"transform":["translate3d(0px, 437.26492%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-038c92ae-97cf-4357-8e04-bd234e6c65ef","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0dd2454d-e31d-4b04-acbb-26e6f79a1e42","keyframes":{"transform":["translate3d(0px, 182.61314%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] O limite é de até 30% do faturamento anual . O crédito deve ser usado no negócio, como investimentos, despesas ou expansão.

Taxa de juros Pronampe MEI 2026

[{"selector":"#anim-b91d13e8-a122-465e-9a65-544c2868cefe","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ddd9dd6f-ef51-4e78-8aeb-36f634f079dd","keyframes":{"transform":["translate3d(0px, 437.26492%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c5ecd3eb-ec63-4cb3-8ccc-7683b809e538","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-81eb1c24-15b7-46f6-99ed-4890096fdd43","keyframes":{"transform":["translate3d(0px, 226.6922%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Os juros são de 6% ao ano + Selic . Isso significa que o valor das parcelas pode variar conforme a taxa básica. Saiba como solicitar crédito Pronampe